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Ways to buy

 

Helping you find your way home

Finding your perfect home is a great feeling. There are several schemes available to help make owning your dream home a reality

Help to Buy

Help to Buy is a government-backed scheme that can help you become a proud homeowner with as little as a 5% deposit on properties up to £600,000. Help to Buy is available to first-time buyers.

How it works

  • You need at least 5% of the property price as a deposit
  • The government provides a loan for up to 40%* of the property price
  • You raise a mortgage of 55% to cover the balance

Benefits

  • The loan is interest-free for the first five years
  • You don’t have to repay the loan until you sell
  • And best of all, you own 100% of your home

*London Help to Buy offers an equity loan of up to 40% for new homes in London boroughs. For homes outside of London, a loan of up to 20% is available.

Assisted Move

How it works

  • Pay a £2,000 reservation fee to secure your new home for four weeks
  • We arrange three independent valuations of your existing home and propose a realistic selling price, based on a sale within 28 days
  • If you do not wish to accept the offer, we refund your reservation fee in full
  • If you decide to proceed, our nominated agent markets your property
  • After four weeks, we review the situation and extend your reservation period, if appropriate
  • When your home is under offer, we issue contracts and the legal process begins
  • Contracts must be exchanged within 28 days after contracts are issued

Benefits

  • EcoWorld London pays the estate agent fees, saving you money
  • We liaise with the agent and keep you informed, saving you time and stress
  • You have the peace of mind that your new home is reserved, while your existing property is on the market

Download the Help to Buy Guide