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Ways to buy
Helping you find your way home
Finding your perfect home is a great feeling. There are several schemes available to help make owning your dream home a reality.
Help to Buy
Help to Buy is a government-backed scheme that can help you become a proud homeowner with as little as a 5% deposit. Whether you are a first-time buyer or looking to move up the property ladder.
How it works
- You need at least 5% of the property price as a deposit
- The government provides a loan for up to 40%* of the property price
- You raise a mortgage of 55% to cover the balance
Benefits
- The loan is interest-free for the first five years
- You don’t have to repay the loan until you sell
- And best of all, you own 100% of your home
*London Help to Buy offers an equity loan of up to 40% for new homes in London boroughs. For homes outside of London, a loan of up to 20% is available.
Download the Help to Buy Guide